NIST finalized post-quantum cryptography standards in August 2024 — ML-KEM, ML-DSA, and SLH-DSA — to replace the RSA and ECC algorithms securing most account and wallet platforms today. NUIO ships those standards as a wallet layer your team deploys without rebuilding your stack.
ML-KEM secured wallet sessions
ML-DSA transaction and consent signing
PQC-hardened account recovery paths
API-first, no stack rebuild required
For banking, fintech, and healthcare platforms carrying long-lived account data, signing keys, and recovery credentials, the migration window is open now — not when the threat arrives.
RSA published. Becomes the foundation of global public-key encryption.
ECC introduced. Smaller keys, same mathematical vulnerability as RSA.
Shor's algorithm published. Proves RSA and ECC are theoretically breakable by quantum computing.
NIST launches global PQC competition. 82 candidate algorithms submitted worldwide.
NSA publishes CNSA 2.0. Sets binding deadlines to migrate away from RSA and ECC.
NIST finalizes FIPS 203, 204, 205. ML-KEM, ML-DSA, SLH-DSA are the mandated replacements.
NSA CNSA 2.0 deadline. All new government systems must exclusively use PQC algorithms.
Full migration deadline. Legacy systems using RSA or ECC must complete transition. No extensions.
ACTIVE THREAT
Adversaries are archiving encrypted wallet sessions and signing keys today — to decrypt them once quantum computing reaches scale. The collection phase is already underway according to NSA and CISA threat assessments.
KEY EXPOSURE
Wallet credentials, signing keys, and recovery paths often remain active for years. The SHA-1 to SHA-2 migration took over a decade to complete — a precedent that makes starting the RSA and ECC transition now non-negotiable.
10+ years
Time the SHA-1 migration took — a precedent for PQC
NIST PQC Migration Guidance, NIST IR 8547 ↗REGULATED RISK
Banking and healthcare platforms retain encrypted account data for 7 to 20 years by regulation. That window maps directly onto the projected quantum computing timeline — making long-retention regulated data the highest-exposure asset class.
7–20 years
Regulated data retention window in BFSI and healthcare
NSA CNSA 2.0 mandates full PQC transition by 2030 ↗NSA CNSA 2.0 mandates exclusive use of quantum-resistant algorithms by 2030. Financial sector breaches already average $6.08M per incident. The cost of migration now is a project. The cost of migration after a breach is a crisis.
Protect login, user identity, device binding, account recovery, and delegated access flows.
Secure sensitive data, consented sharing, encrypted records, and long-lived user information.
Support account approvals, transaction signing, customer-controlled access, and financial workflow protection.
Enable safer control flows for tokenized assets, credentials, ownership records, and enterprise digital assets.
Post-quantum ready wallet infrastructure for user accounts, credentials, recovery flows, and sensitive data access.
Policy-driven controls for account access, device binding, backup, recovery, delegation, and emergency access.
Support user approvals, transaction authorization, consent-linked signing, and asset-control workflows.
Protect encrypted data, identity records, credentials, documents, and healthcare or financial information.
Support workflows where users, institutions, or partners need controlled access to financial or digital assets.
Provide API-first and SDK-ready paths for apps, identity platforms, healthcare products, and enterprise SaaS.
Track wallet posture, recovery events, signing events, access policy, and quantum-readiness status.
Start SaaS-first with future-ready options for private cloud, hybrid, or regulated deployment models.
NUIO helps financial platforms strengthen wallet-linked account access, approval flows, data exchange, and long-lived customer record protection.
NUIO helps healthcare and healthtech platforms protect sensitive member data, consent-linked access flows, and long-lived records.
NUIO supports wallet-based control flows for digital assets and credentials without positioning the product as a consumer trading wallet.
NUIO gives regulated SaaS teams a wallet layer for access, delegated workflows, secure data exchange, and audit-ready account events.
01
Connect NUIO with your application, identity system, user account layer, or data platform.
02
Apply wallet-layer controls for account access, signing, recovery, sensitive data, and asset control.
03
Use policies, audit events, access rules, and recovery controls to manage high-trust workflows.
04
Build toward post-quantum readiness as cryptographic standards, risk models, and enterprise requirements mature.
NUIO is designed to fit into existing digital products rather than forcing enterprises to rebuild their application stack.
Layer 1
User-facing wallet experience
Layer 2
Account access and recovery controls
Layer 3
Signing and approval policy layer
Layer 4
Data and asset control layer
Layer 5
Quantum-safe cryptographic readiness layer
Layer 6
APIs, SDKs, and enterprise integration layer
Layer 7
Audit, events, and monitoring layer
Structured to support enterprise security reviews, architecture discussions, and high-trust workflow design.
Structured to support enterprise security reviews, architecture discussions, and high-trust workflow design.
Structured to support enterprise security reviews, architecture discussions, and high-trust workflow design.
Focused on B2B wallet infrastructure for accounts, data, and asset workflows.
Structured to support enterprise security reviews, architecture discussions, and high-trust workflow design.
Structured to support enterprise security reviews, architecture discussions, and high-trust workflow design.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Use NUIO to apply wallet-layer controls, policy, and quantum-readiness planning to this workflow.
Product teams, architects, and security leaders need one place to review wallet readiness, access controls, recovery exposure, signing activity, and quantum-readiness progress.
Wallet readiness score
84
Active wallet policies
18
High-risk recovery flows
5
Signing events this month
1,248
Sensitive data wallets
32
Digital asset wallets
9
Quantum-readiness status
In progress
Integration health
Stable
Audit event count
48,222
NUIO should be presented as API-first and SDK-ready so teams can embed quantum-safe wallet flows into existing user journeys.
Best suited for financial services, healthcare, fintech, insurance, digital asset, and regulated SaaS teams.
NUIO is B2B wallet infrastructure for user accounts, sensitive data, financial workflows, and digital asset control in regulated digital products.
No. NUIO is not positioned as a retail trading wallet. It is enterprise wallet infrastructure for account, data, signing, and recovery workflows.
It refers to designing toward cryptographic resilience against future quantum-era risks, without claiming guaranteed or absolute protection.
Because encrypted data, recovery secrets, and signing credentials captured today may remain valuable for years, which makes early architecture planning important.
It is the risk that attackers collect encrypted information now and attempt to decrypt it later when stronger attack capabilities or weaker cryptography make that possible.
NUIO is positioned around account wallets, data wallets, financial wallets, and digital asset wallets.
NUIO is designed to support wallet-layer controls for approvals, signing, recovery, access policies, and asset-control workflows in those environments.
It helps protect patient and member access, consent-linked data sharing, recovery flows, and long-lived healthcare records with higher-trust wallet controls.
No. NUIO should be evaluated as a wallet and control layer that integrates with existing identity, application, and enterprise systems.
Yes. The product should be presented as API-first and SDK-ready so teams can embed wallet workflows into existing journeys.
No. NUIO should not be described as guaranteed or unbreakable. The right framing is post-quantum readiness and cryptographic resilience planning.
The positioning is SaaS-first with future-ready paths for private cloud, hybrid, or regulated deployment requirements.
The current positioning should be early enterprise product development with architecture review, pilot discussion, and roadmap conversations available.
Start with an enterprise demo, architecture review, and use-case discussion focused on account protection, recovery, signing, data, or asset-control workflows.